Hello... I am very new to photography so any help would be welcome...

I have a 4 month old Canon PowerShot SX230HS. Somehow dust and dirt have gotten into the lens, or between the lens and the protective glass just behind that auto lens cover.

My friend says I am screwed and it will cost me more to have this repaired than the camera cost. Anyone know how to clean this or is the camera junk.

Would Canon repair/clean this because the camera is so new???

Thanks for any help anyone can give. Love my new camera but sucks big time in the sunlight.