We are holidaying in Galapagos shortly and are looking for a waterproof camera which which can use both for underwater shots and land, specifically birds and animals, and have been looking at the Panasonic FT20. Our photography experience is limited pretty well to point and shoot but we would like to get some quality shots of our holiday without spending a fortune on a camera. Are we looking in the right direction or is there something else that we should be considering.