Hi Phil. I still have a Fuji S9500 which works great and has never gone wrong in 5 years. For a newbie, I always say place the camera in AUTO mode and it will then select the right combination of shutter speeds and aperture for any given situation, and your pics should be correctly exposed. Most amateur photographers use even their DSLR's in Auto mode, but for special occasions use MANUAL mode. You then have to select the right speed and aperture for a correct exposure. There's not enough space here to give an in depth answer, but there's plenty of info in the camera manual, or get a book from the library on camera usage. Also the WDC mag offers features on how to shoot good pics. All the best. Mike.
Humility is an endearing quality and gains many friends, whereas arrogance loses them. Mike, 2012