I'm a novice and looking for a quality camera for personal use. After doing some research I've narrowed it down to:
Panasonic Lumix GF3 with 14mm pancake lens or Sony Nex-5N with 18-55mm lens.
The GF3 is roughly about half the price of the Nex-5N. Price isn't so much of an issue, I'd rather get the better camera which will serve me better and for longer.
The new Lumix GF5 has just been released, so that's an option too.